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Financial Services Accountants in the UK

Financial services firms operate under FCA regulation, which imposes specific financial reporting requirements including regulatory capital calculations, client money reporting, and compliance monitoring costs. Accountants serving this sector understand CASS rules, ICAAP documentation, FCA annual returns, and the specific VAT exemptions that apply to financial intermediation.

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Accountants for Financial Services

1 UK firms with financial services experience, including 1 claimed profiles.

Caledonian Accounts

Caledonian Accounts

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Expert accounting services across Scotland.

Annual AccountsVAT ReturnsTax Planning+3 more
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New Town, Edinburgh
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Financial Services Accounting FAQs

What accounting requirements does the FCA impose?

FCA-regulated firms must submit annual financial returns (e.g., RMAR for advisers), maintain adequate financial resources, report client money positions, and in some cases undergo annual audits regardless of size.

How does VAT work for financial services?

Most financial intermediation services (lending, insurance, securities dealing) are VAT exempt. This means providers cannot reclaim input VAT, which becomes a cost. Some services to non-EU customers may be outside the scope of UK VAT.

Do I need a specialist accountant for a regulated firm?

Strongly recommended. FCA reporting has specific deadlines, formats, and requirements that general accountants may not be familiar with. Errors in regulatory returns can trigger FCA attention and potential enforcement action.

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