Free Accounting Tools
Professional-grade calculators and tools to help you manage your taxes and finances. Tax-sensitive tools use 2026/27 UK rates and thresholds where applicable.
UK Tax Calculator
Calculate your income tax, National Insurance, and take-home pay for the 2026/27 tax year. Covers all tax bands including personal allowance, basic, higher, and additional rate.
PAYE • NI • Tax Bands • Personal Allowance
Tax Savings Calculator
Estimate the Income Tax and Class 4 National Insurance generated by sole-trader profit in 2026/27, then turn it into a monthly or weekly reserve target.
Sole Trader • Tax Reserve • Class 4 NI • Payments on Account
UK Tax Deadlines Calendar
Filter common Self Assessment and Making Tax Digital dates, calculate company and VAT deadlines, and download reminders to your calendar.
Self Assessment • MTD • Corporation Tax • VAT • PAYE
Cash-Flow Forecast
Build an editable 12-month cash forecast, see the lowest projected balance, flag shortfalls, and download CSV or Excel templates.
12-Month Forecast • Cash Runway • CSV • Excel Template
VAT Calculator
Quickly add or remove VAT at 20%, 5%, or 0%. Perfect for invoicing, quoting, and checking receipts. Includes reverse VAT calculation.
Add VAT • Remove VAT • 20% VAT • Reverse VAT
Take-Home Pay Calculator
Enter your gross salary and see your monthly, weekly, and daily take-home pay after tax, NI, pension, and student loan deductions.
Net Pay • Gross to Net • Salary After Tax
Salary vs Dividend Calculator
Compare the tax efficiency of paying yourself via salary, dividends, or a combination. Essential for limited company directors.
Director Pay • Corporation Tax • Dividend Tax
IR35 Status Checker
Answer a series of questions to get an indicative assessment of whether your contract is inside or outside IR35. Not legal advice.
Contractor • Freelancer • Off-Payroll Working
Need Professional Help?
Our tools give you a starting point, but for personalised advice, connect with a UK accountant who matches your needs.
Find an AccountantTax Rate Sources
Tax-sensitive tools use 2026/27 rates reviewed on 11 August 2026. They are for estimation only and do not replace professional advice.