Free Tool • 2026/27 Rates
Take-Home Pay Calculator
Enter your salary and see your net pay after all deductions.
How to Interpret Take-Home Pay
This tool helps compare gross and net pay across different periods. Treat the result as a planning estimate, especially if your payslip includes benefits, salary sacrifice, bonuses, or irregular pay.
Good for
- Converting yearly, monthly, weekly, daily, and hourly pay
- Estimating PAYE deductions before accepting a job offer
- Checking how pension, student loan, and income tax region affect net pay
Watch for
- Tax codes, taxable benefits, bonuses, and overtime can change monthly payslips
- Salary sacrifice pension contributions can be treated differently from ordinary deductions
- Even with the Scotland option selected, payroll edge cases can still vary from payslip calculations
Speak to an accountant when
- You are choosing between employment, contracting, or a limited company route
- You receive benefits in kind, share awards, rental income, or dividends
- You want to optimise pension, bonus, or director salary decisions
Your Salary
£
Annual Take-Home Pay
£0
Monthly
£0
Weekly
£0
Daily
£0
Deductions
Gross Salary£0
Income Tax−£0
National Insurance−£0
Take-Home£0
All Periods
| Period | Gross | Net |
|---|---|---|
| per year | £0 | £0 |
| per month | £0 | £0 |
| per week | £0 | £0 |
| per day | £0 | £0 |
| per hour | £0 | £0 |
Want Expert Salary Advice?
Connect with a qualified accountant for pension optimisation and tax-efficient benefits.
Find a SpecialistUses 2026/27 UK rates and thresholds reviewed on 10 May 2026. Results are estimates only.
GOV.UK source